Agenda

The 3rd Annual Mortgage Innovation Forum 2012

Wednesday 14 March 2012

Registration & Arrival Coffee
Opening of the Mortgage Innovation Forum 2012

Opening Presentation

Technology Innovation in Banking. 

• Changing customer expectations in an environment of unparalleled technology development, including social media, mobile devices, big data and payments innovation
• How CBA is responding to these trends and leveraging technology to differentiate the customer sales and service experience

Adam Bennett, Chief Information Officer, Retail, Business & Private Banking, Commonwealth Bank

Presentation

The challenges of funding Australian banks in 2012. Where are we now?

• As the Reserve Bank cuts the OCR the cost of funding is rising, how can the banking sector manage these opposing forces?
• Why the Reserve Bank is driving mortgage rates in Australia

Steven Munchenberg, Chief Executive Officer, The Australian Bankers Association

A ‘New Normal” : The Australian Mortgage Report

An overview of the Australian mortgage market in 2012 from the Deloitte Australian mortgage report

James Hickey, Partner, Deloitte
Please click here for the presentation

Panel discussion

The future of funding profitable mortgages

• The return of securitisation and the outlook for Australia

• Will covered bonds stimulate competition in the mortgage market? 

• Investing in covered bonds and the impact on RMBS pricing

• The role of Asia in an uncertain market

Chair: Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance

Panellists include:

• Chris Dalton, Chief Executive Officer, Australian Securitisation Forum
• Rob Camilleri, Professional Investor, Realm Investment House
• Paul Caputo, Chief Risk Officer & SVP Capital Markets, Genworth

• James Hickey, Partner, Deloitte

• Graham Mott,

  Partner - Assurance & Advisory, Deloitte Touche Tohmatsu

Networking Break
Please visit the Mortgage Innovation Forum 2012 Exhibition

Presentation
'Strategic Line of Sight’ - A strategy of innovation

• Why innovative products should deliver increased line of sight

• Achieving efficiency and quality through end-to-end processes

• Reducing costs through efficiencies of scale

• The value and benefits of outsourcing

• An update on eProperty and electronic conveyancing

Peter Mullins, Executive General Manager, SAI Global Property
Please click here for the presentation

Panel discussion

Why is innovation so difficult in the mortgage sector?

Chair: Paul Lahiff, Chairman & Mentor, Stephenson Mansell Group

Panellists:

• Milton Chan, Head of Technology - Growth Portfolio, NAB 
• Erik Fenna, Chief Executive Officer, LIXI
• David Maher, Legal Practitioner Director, LeadPoint Mortgage Services
• Peter Mullins, Executive General Manager, Property SAI Global
• James Sheffield, General Manager Mortgage Wealth, Commonwealth Bank

Presentation
How does LMI support the mortgage industry through the provision of credit risk transfer, additional oversight and collateralized funding?

Ellie Comerford, Chief Executive Officer, Genworth
Please click here for the presentation

Networking Lunch

Whiteley Ballroom 1

Panel Discussion               

The bubble effect: Is the Australian property market set to burst?

Affordability remains a major problem in the housing market. Are property prices set for a sharp fall? What consequences would this have for Australian banks and the economy?

Chair: Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance

Panellists include:

• Michael Blythe, Chief Economist, Commonwealth Bank

• Rob Camilleri, Professional Investor, Realm Investment House

• Arthur Karabatsos, Vice President/Senior Analyst Structured Finance, Moody's Investors Service

• Cameron Kusher, Senior Research Analyst, RP Data

Please click here for Arthur Karabatsos presentation

Presentation

Brokers and lenders: A changing relationship

• The impact of technology on broker and lender interaction
• Customer centricity as a key business focus
• How will the relationship play out in the future?

Lisa Claes, Executive Director - Distribution, ING Direct

Panel discussion
What will drive competition in 2012?

• What will the mortgage landscape look like in 2012?

• The drivers for competition in the year ahead

• Can the Big Four be as nimble in innovation as the smaller lenders?

• The benefits of consolidation for consumers and brokers

Chair:

• Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance

Panellists:

• Lisa Claes, Executive Director - Distribution, ING Direct
• Matt Lawler, Chief Executive Officer, Yellow Brick Road
• Phil Naylor, Chief Executive Officer, MFAA
• Stephen Porges, Chief Executive Officer, Aussie Group
• Paul Thomas, Chief Executive Officer, Gateway Credit Union

Presentation
LIXI Innovation and Outsourcing
Eliminate the hard work out of piece meal innovation

Erik Fenna, Chief Executive Officer, LIXI

Networking Break
Please visit the Mortgage Innovation Forum 2012 Exhibition

Panel Discussion

What can technological innovation offer the mortgage supply chain?

• Examining the opportunities available across the mortgage value chain in 2012?
• How a customer centric focus can improve profit margins
• Future proofing large and growing mortgage businesses from ever changing regulation.
• How technology and analytics can improve the understanding and pricing performance of mortgages

Chair: Andrew Stabback, Managing Director & Publisher, Australian Banking & Finance 

Panellists:

• Graham Andersen, Managing Director, Morgij

• Martyn Beer, General Manger, Lending Solutions, Sandstone Technology

• Dori Daganhardt, General Manager Product-Analytics, RP Data

• Shaun McKenna, Regional Manager AWD, DST Global Solutions

• Scott Spencer, Director of Operations, Stargate Group

Presentation

John Symond, Executive Chairman, Aussie Group

Closing Remarks
Andrew Stabback, Managing Director and Publisher, Australian Banking & Finance

Close of conference followed by a cocktail function sponsored by Genworth

Launch of the RP Data Property Capital Markets Report

• Cameron Kusher, Senior Research Analyst, RP Data
  

• Paul Caputo, Chief Risk Officer & SVP Capital Markets, Genworth